Medical & Pharmacy
Medical and pharmacy benefits that work together to support your health.
Medical and Prescription Drug Coverage
DTFOC partners with Aetna to offer medical and prescription drug insurance. In addition, eligible participants in an Aetna Medical Plan also have access to Carrum Health (a new specialty healthcare benefit connecting you with bariatric surgery, joint and spine surgery).
Medical Plan Highlights
You have the option of choosing one of four plans through Aetna. Our plans offer coverage for most healthcare services. When you receive care in-network you benefit from our negotiated discounts with Aetna.
If enrolled in one of the PPO plans, regular CVS HealthHUB visits and Virtual Primary Care visits are covered at 100% — no cost to you! For HSA plan members, you must reach your deductible first.
Visit the Additional Resources webpage for more information.
Click on the links to see your medical SBCs:
Aetna Member Site
Visit www.aetna.com to take advantage of all the helpful tools and resources available including the following:
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In-network provider and pharmacy searches
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A list of prescription drugs covered by our plans
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Access to temporary ID cards and how to order
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Information regarding paid and pending claims
Medical Plan Details
This is a high-level summary of your benefit coverage. Full coverage details are available in your SBC, Summary of Benefits and Coverage documents. In the event there is a discrepancy between what is reflected in this guide and what is communicated in your Summary of Benefits and Coverage documents, the terms of your Summary of Benefits and Coverage document will prevail.

* Embedded means if covering a dependent on the plan each individual enrolled is capped at the individual level.

Have Questions About Your Aetna Benefits?
Group number: 170220
Customer service: 866.979.0237
Carrum Health
Helpful Resources
2026 Medical Rates
Aetna Member Website
Aetna Choice POS II Member
PPO 1 Plan Design & Benefits
PPO 2 Plan Design & Benefits
PPO 3 Plan Design & Benefits
HSA Plan Design & Benefits
Rights and Protection Against Surprise Bills
Aetna Mail Service Pharmacy Program
ACA Preventive Care
Pre-Enrollment
Aetna App
Aetna International Travel Emergency Benefits
