Welcome! This benefit overview is for Dent Wizard Canada employees. Please see the benefits listed below available to you and your family (if eligible). For full plan details, please click on the Group Benefit Solutions booklet.
- Employee Basic Term Life
- Dependent Basic Term Life
- Optional Term Life
- Employee Basic Accidental Death and Dismemberment (AD&D)
- Long Term Disability (LTD)
- Extended Health Care (EHC)
- Dental Care (DTL)
| Benefit | Benefit Detail Overview |
|---|---|
| Employee Basic Term Life | Employee: The greater of $25,000 or an amount equal to 200% of the employee’s annual earnings, rounded to the next higher $1,000, if not already a multiple of $1,000. |
| Dependent Basic Term Life | Spouse: $5,000 Each Child: $2,500 |
| Optional Term Life | Amounts in $10,000 units as applied for by the employee and approved by the Company up to $250,000 |
| Employee Basic Accidental Death and Dismemberment (AD&D) | The greater of $25,000 or an amount equal to 200% of the employee’s annual earnings. rounded to the next higher $1,000, if not already a multiple of $1,000. |
| Long Term Disability (LTD) | 1. Multiply the employee’s pre-tax monthly earnings by 60% and then round to the next higher $1.00, if not already a multiple of $1.00. 2. The maximum monthly amount is $5,000. 3. Compare the answer from Item 1 with the maximum monthly amount. The lesser amount is the employee’s gross monthly benefit. 4. Subtract 100% of direct benefit offsets from the answer from Item 3. 5. Multiply the employee’s pre-tax monthly earnings by 85%. 6. Subtract 100% of direct and indirect benefit offsets from the answer from Item 5. The monthly payment is the least of Items 3, 4 or 6; however, the monthly payment will not be less than the minimum monthly benefit. |
Eligibility
To be eligible for any of these benefits, an employee must:
- Be a resident of Canada
- Hold current and valid provincial or territorial healthcare plan coverage in the province or territory where they reside.
- Be a permanent full-time employee.
- Be in active employment in Canada with Dent Wizard for at least 24 hours per week each week.
- Have completed a written enrollment card for this group insurance (if applicable) or by providing appropriate enrolment information.
- Be in an Eligible Class of employees insured.
In addition to the above, you must complete the waiting period:
| Eligible employee in active employment on or before Effective Date | 3 months of continuous active employment |
|---|---|
| Eligible employee in active employment after Effective Date | 3 months of continuous active employment |
Programs for Your Wellbeing
The way you feel, both physically and mentally is important. That’s why we offer a number of programs to help you be your best.
Check out these resources: