We partner with MetLife to offer you and your family members dental insurance. Visit www.MetLife.com to find in-network providers and access a variety of online tools and programs.
| CARRIER: | METLIFE | |||
|---|---|---|---|---|
| Low PPO | High PPO | |||
| In-Network | Out-of-Network | In-Network | Out-of-Network | |
| Annual Deductible | ||||
| Individual | $50 | $75 | $50 | $50 |
| Family | $150 | $225 | $150 | $150 |
| Annual Maximum | ||||
| $1,000 | $1,000 | $1,500 | $1,500 | |
| Coinsurance | ||||
| Preventive | 100% | 90% | 100% | 100% |
| Basic | 80% | 60% | 90% | 80% |
| Major | 50% | 40% | 60% | 50% |
| Orthodontia | ||||
| Coinsurance | N/A | N/A | 60% | 50% |
| Ortho Limit | N/A | N/A | $1,200 | $1,200 |
This is a high level summary of your benefit coverage. Full coverage details are available in your summary plan description (SPD). In the event there is a discrepancy between what is reflected in this guide and what is communicated in your SPD, the terms of your SPD will prevail.
Finding In-Network Providers
Remember to visit in-network dentists to receive the deepest level of discount on your services.
To find a participating in-network dentist in your area, click here or call 800.942.0854
Your dental plans access the MetLife PDP Plus dental network.
Orthodontia Services Note
The lifetime maximum illustrated is different from the calendar year maximum. For orthodontia services, this limit does not reset each year, this is the most your plan will cover for your services for the lifetime of your participation in this program.
Examples of Services
Preventive — exams, cleanings, fluoride, x-rays, and sealants
Basic — fillings, extractions, periodontics, repairs, and oral surgery
Major — crowns, inlays, dentures, and dental impacts